Does Flood Insurance Cover the Cost of Associated Medical Bills in Naples, Fl ?

Did you know that repairs for damages caused by flood may cost from $450 to $7,000, depending on the source and extent of the damage?

Floods occurred in 90% of natural disasters according to the Federal Emergency Management Agency. Florida, as a beautiful coastal area, has experienced destructive storms and hurricanes that often resulted in flooding. Floods have not only brought damages to property, but they have also caused health problems to those exposed.

With these costs and potential damage in mind, it is very wise for anyone who wants their families and homes safe to secure flood insurance.

The following are covered by flood insurance:

  • Built-in systems in your homes like electrical, plumbing, water, and air-conditioning systems
  • Appliances such as refrigerators, dishwashers, ranges and washing machines
  • Window Treatment and Carpeting including wooden floors and window blinds
  • Paneling, wallboard, cabinets, and bookshelves
  • Staircases, foundation walls, anchorage system except when caused by earth movement
  • Detached garage
  • Personal Property like electronic equipment, clothing, and furniture
  • Other Valuables like artworks that value up to $2,500

Does flood insurance cover the cost of associated medical bills?

Residues retained during floods could promote the growth of molds. Molds could cause fungal infections. Those who have a weakened immune system could suffer respiratory illnesses.

Aspergillosis is the most common fungal infection caused by inhaling spores of molds. Aspergillus is the most common mold that causes invasive infection. Among the different kinds of aspergillosis, invasive aspergillosis is the most dangerous. It happens when the infection spreads from the lungs to the bloodstream. Kidneys, liver, skin or brain may be infected. If untreated, such infection could lead to death. Those with very weak immune systems, low white blood cell count, long hospitalization or long-term use of corticosteroids. These are the common symptoms of invasive aspergillosis fever, chills, breathing difficulties, such as shortness of breath, kidney or liver failure, shock, or bloody cough or massive bleeding from the lungs.

This fungal infection equates to high medical costs and hospitalization bills. But when you have flood insurance from Ackerman Insurance Services, you need not worry. We offer the best flood insurance Cover in the industry.

We understand that the protection of your family, yourself and your property is of great importance to you. Ackerman Insurance Services could provide you with complete insurance policies you need. Our team composed of efficient, caring and reliable experts are always willing to facilitate your insurance solutions. We listen, provide you with options and assist you in choosing the best insurance policy that fits your needs. If you are in Naples, Palm Beach Gardens, and the entire Southwest Florida area, let Ackerman Insurance Services provide you with premium insurance solutions for any natural calamities.

For inquiries on Flood Insurance Naples FL, Insurance Naples FL, Life Insurance Naples FL, Watercraft Insurance Naples Fl, call us at 239-597-1096 or you may check out our website at